Spencer Financial & Insurance Services

A "Bank On Yourself™" Organization



Welcome to Spencer Financial & Insurance Services. Bruce Spencer and his agents have met with many smart, disciplined and financially savvy people from all over the State of California who learned about and started implementing The Bank On Yourself™ Concept to re-capture the money they were losing to other institutions.

We have seen many lives changed and individuals and families become excited about the future, rather than upset about car, credit card, and mortgage payments. Spencer Financial owes its success to our clients who continue to place their trust and confidence in our organization.

We thank you! We are committed to helping our clients reach their financial goals, to simplify their lives and to provide them with personal and responsive service and I hope that all of you feel we have lived up to these goals. We also owe our success to the numerous business associates who have assisted and supported us along the way.

These are the people that help us to provide a greater array of services to our clients and to keep us on the cutting edge of our industry. In addition to teaching our clients to “Bank On Themselves™”, we are also able to assist in the following areas:

Piggy Bank

  • Mutual Funds
  • Stocks
  • Retirement Planning
  • College Funding
  • Estate Planning/Wealth Transfer
  • 401k Rollovers
  • Self-directed IRA’s
  • Insurance – life, disability, long term care
  • Divorce Financial Planning
  • We offer a unique approach that provides our clients with the necessary knowledge to see where they are financially and develop sound strategies to enable them to get where they want to be.

    “The best time to begin planning your financial future is right now.”

    When did your personal finances last have a review? You probably give your car a service once a year and maybe your central heating system too. Both are wise precautions, because you don’t want either of them to let you down. It ought to be the same with your personal finances, particularly in light of all the things that have happened in the last several years: the mortgage meltdown, increased volatility in the stock market, unemployment rates. People are now frozen in place, unsure of what to do next.

    A financial review gives you a chance to step back and consider the impact of these events on your finances. Without the formal process, you will not have the comfort of knowing that your finances are on the right track.

    The plans you made two or ten years ago may no longer be relevant to your current financial situation. Your career or personal goals may have changed, and as a result your financial needs may also have changed.

    Call (916) 984-9974 today to schedule your financial review and let Bruce or one of his advisers make sure you’re still on track to reach your goals.

    “Remember, the first day of the rest of your life is today. Call and schedule time today to meet with Bruce in person or virtually. Financial success depends on your attitude about money and your willingness to take your financial future into your own hands”.

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